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July 18, 2026 12:19 pm
You have your Certificate of Occupancy, the house is gorgeous, and you are ready to move in. But financially, you aren’t done until the Final Settlement. Transitioning your temporary construction financing into a permanent, fixed-rate mortgage can be a confusing mess of paperwork, final appraisals, and lien waivers.
In Build Your Own Home, I dive deep into this transition because a mistake here can cost you thousands in extended interest or closing fees.
- Where are you in your loan process? Are you stressing over the final appraisal value matching your actual build costs?
- For those who have crossed the finish line: What is the one piece of advice you wish you had known about dealing with your bank during the final draw and close?
Let’s demystify the bank paperwork. Post your final settlement questions or advice below!
Steve
Thanks
Steve